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COMPARE EXCHANGE RATES FOR YOUR HOLIDAY MONEY

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Always double check provider's website prices before buying your currency. Report problems or suggest providers
Always double check provider's website prices before buying your currency. Report problems or suggest providers

Top 5 exchange rate need-to-knows

1
The RIGHT cards consistently beat travel cash rates
2
Beware charges for using credit cards to buy your travel money
3
Avoid the debit cards from HELL - some fine you for spending abroad
4
Don't let bureaux hold your cash for long - you've little protection
5
Don't change cash at the airport - rates are hideous

Top pick travel credit cards

Get consistently good exchange rates every time you spend abroad

Most credit and debit cards add a 3% exchange fee to the rates the banks get from Mastercard or Visa, meaning £100 of, say, euros costs you £103. All the cards here don't charge that fee, so you get great rates in every country, every time. Make sure, though, that you set up a direct debit to repay IN FULL so your gain isn't wiped out by paying interest. Read more in. Travel Credit Cards.

Will you get these cards? Use our travel cards eligibility calculator to find which card you've the best chance of getting.

HalifaxLong-term best buy*

No fees to exchange, zero ATM fee and low cash withdrawal interest. Full info

Rep APR
:
19.9% ATM: 0%
SantanderGood for spending

No fees to exchange, zero ATM fee and low cash withdrawal interest. Full info

Rep APR
:
18.9% ATM: 0%
118Top pick for poor credit*

No fees or interest on spending and cash withdrawals. Full info

Rep APR
:
34% ATM: 0%

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